The hardest part of dealing with money is figuring out where to start. We're dealing with debt, taxes, the racial wealth divide, compound interest, and now the word ‘fungible.’ It's overwhelming until you break down what you need, what you have, and what’s important to you.

We're here to break down the Five Brunch & Budget Financial Stages to go from insecurity to legacy, share bite-size action steps, & start building wealth now.

This 5-part workshop series will go through each of the b&b Financial Stages one by one:

• Financial Safety - you’re living paycheck to paycheck
• Financial Stability - you’re able to handle emergencies without breaking the bank
• Financial Sustainability - your finances are leading towards long lasting wealth
• Financial Independence - your wealth allows you to live exactly how you want
• Financial Legacy - your wealth is going to last beyond your lifetime

For this session, we’ll discuss how you can transform your thinking about financial stability and how you can prepare for emergencies without breaking the bank.

Don’t let this inequitable system break us down. Start building your financial legacy today!

Hey, I’m Pamela Capalad. I’m a Certified Financial Planner™ and I’ve been in the financial services industry for over 8 years, and spent a lot of those years at wealth management firms (if you’re really curious where, check out my LinkedIn). I'm the owner of Brunch & Budget, where we have a meal and talk about your finances. I'm based in Brooklyn, NY and serve clients virtually across the country.

I'm here to help you get to that place in your life. You know that place. That place where you close your eyes and feel perfectly at peace and energized all at the same time. That place where you know you’re at your best, that you were somehow built for this, this thing you’re doing that you can’t believe you get to spend your life doing.

Life isn’t about cringing every time you run your credit card through a cash register or dodging calls from bill collectors. It’s not about the next paycheck, next rent check, next job, next in line. Life is about finding your why.

So here’s the deal – you have the why, I have the how. Whenever you're ready, I'll be here to help you figure out how to get there.

Brian ‘Dyalekt’ Kushner moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.

When Dyalekt was invited to present at a workshop for New York SCORES, a soccer and poetry program in Harlem and the Bronx, his perspective on performance changed. Students are much better audience members than bar patrons, and Dyalekt found he had a natural affinity for facilitation. Hip Hopping with students like he did with MCs in a cypher led to better engagement, grades, and overall attitude toward school than the usual class.

After researching Howard Gardner’s Theory of Multiple Intelligences, Dyalekt designed curricula lining up the elements of Hip Hop with each learning style. Through Hip Hop, or rather, by Hip Hopping, students could assess their learning tendencies and use them to their benefit. Furthermore, the community aspects of Hip Hop show students how to be responsible citizens, peer mentors, and advocates for justice. Dyalekt brought this curriculum, along with his album/play back home to St. Croix, rocking with 17 orgs and over 400 students. They produced 2 books of poetry, an album, and a documentary. He also now teaches teachers how to MC in a classroom.

Dyalekt had been an entrepreneur since his teenage days, and tells his students that the only thing that gets him out of his house before 10am is talking to kids, because he would never make it working on a punch-clock schedule. Since the essence of Hip Hop is making something from nothing, Dyalekt has rapped, written, and performed every freelance gig available to his skill set. He ran rap based Lincoln-Douglas debate/battles to teach youths how to prepare and present at a job interview. He linked up with Pockets Change to help students find freedom in expression, understanding, and finances